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No overdraft fees. 6 In most situations a transaction more than your balance won’t go through. If it does, there’s no fee. No surprise fees. Pay a $4.95 monthly maintenance fee with no minimum balance penalty. Download the OpenSky mobile app today to manage your payments and monitor your credit card right from your mobile device. Sign up for Recurring Payments and create your new payment schedule to make sure your payments are received on time! Prefer to mail your payment? Our new payment address is: OpenSky Card Services. P.O. Box 660924. Dallas, TX ... 1. Choose Settings. Sign in to our app and select the Profile and settings icon in the top right-hand corner of the app. Choose Settings. 2. Connected accounts. Scroll down to Other feature settings and choose Open Banking connected accounts. 3. Current connections.Overview of Open24 | Payments and Transfers | Managing your Accounts | Products and Services. More ways to connect, anytime, anywhere. 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